They guarantee coverage against unforeseen events during travel: medical emergencies, loss of luggage, delays, repatriation, and other travel support services.

They offer protection against expenses and compensation arising from the diagnosis of specific serious illnesses (such as cancer, heart attack, stroke, among others).

Sureties in which each risk is negotiated individually with the reinsurer. They give the insurer flexibility to decide how much of the risk is transferred and under what conditions.

An agreement by which an insurer automatically cedes certain risks to the reinsurer under certain predetermined conditions.

A provisional or temporary reinsurance program that is established flexibly while final terms are negotiated. It serves as an initial backup for risks that require immediate coverage.

Designed to cover losses arising from extraordinary and high-impact events (earthquakes, hurricanes, floods, etc.) that could seriously affect an insurance company.

In this scheme, the reinsurer covers losses that exceed a predetermined limit, protecting the insurer against catastrophic or large-scale losses.

A type of reinsurance in which the insurer and reinsurer proportionally share premiums and claims. This type of contract is used to balance large risks among several entities.